Retail Banking is mass- banking facility for individual customers to avail banking services directly from our wide branch net work all over the country. We provide one-stop financial services to all individual customers through our innovative products & services to cater their need. With a view to provide faster and more convenient centralized online banking services, most of our branches have been brought under the real time online banking system.

IFIC Bank offers a wide variety of deposit products, loan product & value added services to suit your banking requirements. Products and services for individual customer include: Consumer Finance, Deposit Product, Card, NRB Account, Student File, SMS Banking etc.

AD Branches
01. AD Branches
IFIC AD Branches
AMAR Account
02. AMAR Account
It is a unique transactional account where you can avail both Deposit and Loan facilities.
Consumer Finance
04. Consumer Finance
Retail Banking is mass- banking facility for individual customers.
Contact Centre
05. Contact Centre
For more information. Please feel free to contact your nearest IFIC Bank Branch.
Current Account
06. Current Account
Non-interest bearing checking account
Deposit Product
07. Deposit Product
Apply for a personal loan from IFIC and take advan- tage
Domestic Debit Card
08. Domestic Debit Card
IFIC Domestic Debit Card gives you the freedom to access funds in your local currency account anytime.
Double Return Deposit Scheme (DRDS)
09. Double Return Deposit Scheme (DRDS)
A special deposit product which gives double return on initial investment after a 8 years 3 months
Duronta : Savings Account for Students
10. Duronta : Savings Account for Students
Savings Account for students (Both Minor & Adult students can open this account)
Fixed Deposit Receipt (FDR)
11. Fixed Deposit Receipt (FDR)
Deposit remains fixed for a specific term, Attractive Rate of Return
IFIC Aagami
12. IFIC Aagami
IFIC Aagami is an exclusive monthly DPS account which offers attractive return on investment...
IFIC Auto Loan
13. IFIC Auto Loan
Owning a car means freedom of convenience for moving out...
IFIC Easy Loan
14. IFIC Easy Loan
Easy Loan is an absolutely hassle free loan which is given against your financial securities.
IFIC Home Loan
15. IFIC Home Loan
If you dream of having your own house then IFIC Home Loan is the perfect financial solution for You.
IFIC Salary Loan
16. IFIC Salary Loan
IFIC Bank cares about your financial needs.
Internet Banking
17. Internet Banking
IFIC Bank offers a wide variety of deposit products to meet your financial needs.
Millionaire Dream Plan (MDP)
18. Millionaire Dream Plan (MDP)
If You dream to be a Millionaire, then Millionaire Dream Plan is the perfect Savings Scheme for You.
Monthly Income Scheme - (MIS)
19. Monthly Income Scheme – (MIS)
A special Fixed Deposit product which offers monthly return on investment.
NRB Account
20. NRB Account
FIC Bank VISA Debit Card can be used at any ATM displaying VISA
Pension Savings Scheme (PSS)
21. Pension Savings Scheme (PSS)
Savings Scheme with attractive maturity value. Attractive Return on Investment
Savings Account
22. Savings Account
A regular transactional account offering interest on your deposit
School Savings Plan - A Plus
23. School Savings Plan – A Plus
Easy monthly installment based scheme account for school going students
Smart Saving Account
24. Smart Saving Account
Interest bearing checking account
SMS Banking
25. SMS Banking
It is a unique transactional account where you can avail both Deposit and Loan facilities.
Special Notice Deposit
26. Special Notice Deposit
A checking account, giving the option to deposit and withdraw money for day to day needs and earn interest on savings deposit.
Student File
27. Student File
Online and Mobile banking facilities to help you manage your finances
Super Saving Plus
28. Super Saving Plus
Flexible monthly installment based Savings Scheme for school going students.
Visa Classic Credit Card
29. Visa Classic Credit Card
Visa classic Credit Card offers you hassle free credit facility to meet your day to day financial needs.
Visa Gold Credit Card
30. Visa Gold Credit Card
Visa Gold Credit Card comes with attractive credit limit to meet your everyday financial needs.
Visa International Debit Card
31. Visa International Debit Card
If You want to enjoy the convenience of using foreign currency funds from abroad.