IFIC- Protyasha

Any business purpose loan for business enterprises (other than Public Limited Company) incorporated in Bangladesh own and run by women entrepreneurs (at least 51% share of a business hold by women), engaged in manufacturing/ trading/ service business having minimum 2 (two) years successful business experience in the same line of business.

Women entrepreneurs must have legal entity.
They must have two years successful experience in the same line of business.
Monthly cash flow to support proposed loan repayment.

Term Loan.Term Loan/ Over Draft/ Demand Loan

Up to Tk.25,00,000/- collateral free*
Above Tk.25,00,000/-up to Tk. 50,00,000/- with collateral.

Maximum 60 (sixty) months for Term Loan.
Maximum 12 (twelve) months for Over Draft
03 (three) months to 06 (six) months on the basis of business nature for Demand loan

03 (three) months to 06 (six) months on the basis of business nature.

@ 9.00% p.a. with quarterly rest, (as directed by Bangladesh Bank subject to availability of refinance).

By equal monthly installment (EMI) effective from completion of grace period for Term Loan.
Over Draft to be adjusted within the validity or renewable in revolving nature.
Demand Loan to be adjusted within the validity.