It is a unique transactional account where you can avail both Deposit and Loan facilities. This is a first of its kind account in Bangladesh; which reduces your account operation cost with lots of attractive benefits.
Deposit and Loan (Overdraft) facility is available against a single account
Slab wise attractive interest rate – Earn more as your Saving’s grow
Interest is calculated daily and paid monthly.
Same Card can serve the purpose of Debit & Credit card.
Same Cheque book can be used for withdrawal of Deposit and Overdraft amount.
Unlimited number of transactions can be conducted in account
Overdraft facility is given to credit worthy individuals upon necessary credit assessment
Alternative to Credit Card facility
Low Interest Rate (Almost one third of conventional Credit Cards)
Maximum limit of up to BDT 500,000/-
100% cash withdrawal facility.
Interest is applicable only on outstanding amount.
Free Cash withdrawal facility from ATM/POS
No hidden charges.
Photo of Applicant – 3 copies
Photo of Nominee – 1 copy
Copy of National ID of the Applicant
Copy of address proof document (Utility Bill)
Letter of Introduction from the company (For Payroll Customers only)
Photo of Applicant – 1 copy
Copy of TIN
Bank Statement (6 months for Salaried and Self-employed persons & 12 months for Businessman category).
Salary certificate/ Letter of Introduction is required for all salaried customer other than IFIC payroll
Copy of Trade License (Only for Businessman Category)